🏦 Banking & Finance

AI Built for
Indonesian Banks.
Results You Can Measure.

Faster KYC. Real-time fraud detection. OJK reports filed on time. All running inside your own infrastructure — not a foreign cloud vendor's.

CEO: Measurable ops cost reduction

Legal: Zero data egress

CS Head: Most queries resolved by AI

See It Live → Explore Use Cases

🛡️

Fraud Detection Engine

Trained on your bank's own transaction data — significantly more accurate than generic off-the-shelf models.

Real-time fraud scoring Far fewer false positives

Fast

Contract to production

Weeks, not months

0 byte

Data leaves your network

✓ UU PDP & OJK compliant

Lower

Ops cost vs cloud AI

Fixed annual fee, no surprises

📋

KYC in 5 Minutes — Not 3 Days

ID verification, liveness check, PEP screening, and risk scoring — done before your customer gets frustrated.

5 min avg onboarding time ↓ from 3 days

⚡ What Nexus AI Does

Three ways AI transforms your bank.

From customer experience to back-office — end-to-end across your entire banking value chain, with zero data leaving your network.

🔍

Find & Analyze

Surface real-time intelligence from transaction data, customer records, and market signals — all grounded in your institution's own data.

Query millions of transactions for risk patterns in seconds

Auto-generate OJK regulatory reports from raw data

Detect anomalies before they become compliance issues

✍️

Create & Generate

Draft credit memos, customer letters, compliance documentation — institutional quality, without the manual bottlenecks slowing your team down.

Auto-draft credit analysis from financial statements

Generate personalized customer letters in Bahasa Indonesia

Audit-ready documentation, automatically

⚙️

Automate & Execute

AI agents working 24/7 — processing applications, verifying documents, updating systems, without human intervention on standard cases.

End-to-end loan processing with no manual entry

Automatic KYC verification from ID and selfie

Real-time fraud alerts with automatic account hold

🎯 Use Cases

Pick your problem. See how we solve it.

Not a slide deck — real outcomes you can expect, with specific numbers from live deployments.

KYC & Onboarding

Customers won't wait 3 days

Fraud Detection

Stop fraud before it completes

Credit Decisioning

Free your analysts for real work

Customer Service

24/7 across every channel

Regulatory Reporting

No more OJK deadline panic

🪪 KYC & Onboarding

3 days to 5 minutes. Customers don't wait — they walk away.

AI extracts, verifies, and scores identity documents automatically — your review team only sees cases that genuinely need a human.

🎧 CS Head: Zero onboarding queue ⚖️ Legal: Full KYC audit trail

📷

AI Document Extraction — KTP to NPWP

OCR reads every field, cross-validates data, and flags inconsistencies automatically — no typos from manual entry.

✅

Liveness & Biometrics — Spoof-proof

Selfie matching with liveness detection runs fully on-premise — no customer facial data sent to any external vendor.

📊

Real-time PEP Screening & Risk Score

Risk profile available at onboarding — complex cases auto-routed to human review with full context already loaded.

5 min

Avg onboarding time

Fewer

Manual reviews needed

Full

Audit trail, always ready

🛡️ Fraud Detection

Fraud happens in milliseconds. Generic models aren't fast enough — and don't know your customers.

Our fraud model is trained on your bank's actual transaction data — significantly more accurate than any generic off-the-shelf solution.

💼 CEO: Fraud losses go straight to your bottom line

⚡

Real-time Scoring — Sub-100ms Per Transaction

Every transaction scored before it settles — location, amount, merchant, or time anomalies flagged instantly, with no delay that gives fraudsters room to act.

🧠

Models That Learn From Your Data

Trained on your institution's actual fraud cases — the longer it runs, the more accurate it gets, unlike static models that never improve.

🔔

Auto-block & Alert — No Human Delay

Suspicious accounts auto-held and alerts sent within the critical window — before your team even knows there's a problem.

High

Detection accuracy

Real-time

Scoring latency

Fewer

False positives

💳 Credit Decisioning

Your credit analysts spend 80% of their time reading financials — not actually analyzing them.

AI reads, extracts, and drafts the credit memo — your analysts just review and decide, without starting from a blank page.

💼 CEO: SME approvals in hours, not weeks

📁

Automated Financial Statement Analysis

AI reads financials, extracts key ratios, flags inconsistencies, and generates a structured credit memo draft in minutes, not hours.

📈

Alternative Data Scoring

Transaction behavior, utility payment history, and business operational data feed into credit scoring — not just formal financials that can be manipulated.

✍️

Committee-ready Credit Memos

Complete, structured drafts ready for credit committee presentation — analysts finalize, not rebuild from scratch.

Faster

Credit decisions

Lower

NPL rate potential

Hours

KUR/SME turnaround

💬 Customer Service

Your customers wait 20 minutes. Your agents are burning out. Your competitors are already 24/7.

One AI across WhatsApp, web, mobile, and IVR — consistent, instant, natural Bahasa Indonesia responses that don't sound like a bot.

🎧 CS Head: Agents handle cases that need human empathy

💬

Omnichannel — One Brain, Every Channel

WhatsApp, web chat, mobile, IVR — one Nexus AI powering all of them, with consistent answers and no "sorry, I can't help from here."

🔒

Secure Transactions — No Agent Needed

Customers can block cards, adjust limits, or file complaints after identity verification — without speaking to anyone.

📊

Smart Escalation & Full Analytics

Complex cases handed off to agents with full context already loaded — every interaction logged for compliance and quality improvement.

Most

Queries resolved by AI

24/7

Service availability

Higher

Customer satisfaction

📋 Regulatory Reporting

OJK reports shouldn't require a monthly panic. That's a process bug — not an inevitability.

AI compiles, validates, and formats regulatory reports from raw data so your compliance team can focus on oversight, not data entry.

⚖️ Legal: OJK audit trail ready at any time 💼 CEO: Significant compliance ops time saved

📄

LKPBU, LBBU, STR — Auto-generated

Compiled from transaction data, validated by AI, and flagged for potential issues before submission — not after OJK finds them themselves.

🔍

AML Monitoring — PPATK Typologies

Every transaction continuously screened against PPATK typologies — suspicious activity auto-queued for STR review with nothing slipping through.

📅

Complete Audit Trail — Always Ready

Every AI decision logged with its reasoning — fully exportable so when OJK comes to inspect, everything is already prepared.

On-time

Every submission

Less

Compliance ops time

Zero

OJK submission errors

🔒 Built for Indonesian Financial Regulations

Compliance isn't a feature. It's the architecture.

Every design decision was made with OJK, PPATK, and UU PDP in mind — your data sovereignty is non-negotiable, and our infrastructure reflects that.

🏛️

OJK Compliant

POJK framework integrated — every AI output logged and traceable for regulatory inspection at any time.

Verified

🇮🇩

UU PDP — Data Stays Here

No customer data leaves your servers — zero cloud dependency, full data sovereignty, nothing for Legal to worry about.

100% On-Premise

🔐

PPATK AML Framework

AML typologies integrated with automated STR generation, transaction monitoring, and PEP screening — fully documented.

Automated

🛡️

ISO 27001 Certified

Certified information security management with full encryption at rest and in transit, and granular RBAC per division.

Certified

⚙️ Why Nexus AI

Not SaaS. Not a foreign cloud.

Cloud AI vendors charge per transaction and store your data on their servers — Nexus AI runs inside your infrastructure, at a fixed cost, permanently.

🏗️

Your Infrastructure. Full Control.

On-premise or hybrid, integrated directly into your core banking system — Temenos, Finacle, or custom — with no cloud middleware in between.

🎯

Trained on Your Data

Models trained on your institution's actual transactions, policies, and products — measurably more accurate than generic banking AI.

💰

Fixed Cost. No Surprises.

No per-transaction, per-token, or per-query fees — scale from 1,000 to 10 million requests with the same predictable annual cost.

⚡

NVIDIA H200 — Production Grade

8× NVIDIA H200 GPUs delivering low-latency inference for fraud scoring — no throttling, no cold starts, built for large bank throughput.

Platform Capabilities

✓

Core Banking Integration

REST API for Temenos, Finacle, Silverlake, Oracle FLEXCUBE, and custom CBS

✓

Bahasa Indonesia NLP

STT/TTS fine-tuned for Bahasa Indonesia — including regional dialect comprehension

✓

Real-time Streaming Pipeline

Kafka-ready event streaming for fraud scoring at full transaction throughput

✓

Multi-tenant Isolation

Strict data isolation across business units — retail, SME, corporate, and treasury

✓

Full Observability Stack

Grafana + Prometheus dashboards for model performance, latency, and cost tracking

✓

Complete Audit Trail

Every AI decision logged with reasoning — exportable for OJK inspection at any time

Live · Fraud Monitor

LivescoringAll Clear

No anomalies detected — all transactions clear

KYC Pipeline · Live

Andi Pratama

✓ Verified — 2m 41s

Siti Rahayu

✓ Verified — 1m 58s

Budi Santoso

⏳ Processing...

Avg: 2m 43s · 0 manual reviews

Credit Decisions · Today

—

Approved

—

Declined

Fast

Avg time

↑ Improving month on month

📊 Real-time Analytics

Live transaction intelligence — on your servers

Every transaction scored, every anomaly surfaced — no cloud, no latency, no compromise at 1.2M+ txn/hour on-premise.

HigherEfficiency

Real-timeLatency

On-premHosted

Nexus AI · Customer Agent

Online · Bahasa Indonesia

Halo, saldo tabungan saya berapa ya?

Halo Budi! Saldo tabungan Anda: Rp 24.750.000

Bisa transfer ke BRI 1234567890 Rp 5 juta?

✓ Terverifikasi. Transfer berhasil! 🎉

💬 Customer Service AI

Bahasa Indonesia. 24/7. Zero hold time.

WhatsApp, web, mobile, IVR — one AI brain behind all of them, with instant answers and smart escalation for cases that need a human.

MostAI resolved

24/7Available

HigherSatisfaction

🛡️ OJK Compliance

No more OJK deadline panic.

LKPBU, LBBU, STR auto-generated from raw data — validated, formatted, and audit-ready at all times, not just when inspectors arrive.

On-timeEvery time

LessTime spent

ZeroErrors

Interactive Avatar Intelligence

AI-Assisted Tellers.
2× Speed.

Nexus Avatar Intelligence brings human-like 3D AI to your banking frontline — personal service for every customer, with no queues, no closing time, and no overtime bill. Measurably lower teller costs. Measurably higher customer satisfaction.

Lower

vs conventional
teller costs

24/7

Available with
zero overtime cost

✓ Transfer Berhasil

Rp 5.000.000

ke BRI · 09:41 WIB

Sari — AI Teller

Selamat datang! Ada yang bisa saya bantu hari ini?

SARI

Nexus AI Teller · BankCentral

Core System Connected · On-Premise

Savings vs Conventional Teller

Lower

measurable reduction in teller operating costs

Customer Response Time

Faster

from question to answer — not minutes of waiting

CSAT Score Post-Deployment

Higher

customers rate AI-assisted service favorably

Service Availability

24/7

365 days — not a single cent in overtime

🧬

3D Metahuman — Not a Text Bot

Real-time facial expressions, hand gestures, and lip-sync — customers interact with someone who feels human, not a generic bot that frustrates them.

🏦

Fully Your Bank's Brand

Name, uniform, language, personality — all customizable, from frontline teller to senior priority banking advisor, indistinguishable from your own staff.

🔐

Core Banking Connected — Zero Egress

Avatar integrates directly into KYC, customer data, and credit products — all inside your bank's infrastructure, with not a single byte leaving your network.

Choose a persona for your bank

📞 Get Started

What do you want to solve today?

Choose by your role — we've prepared demos that are actually relevant to your problems, not a generic pitch.

💼

CEO & C-Suite

I want to see a real ROI case before committing.

45-minute session focused on your business case — cost savings projections, deployment timeline, and a benchmark against competitors already running AI.

Schedule an Executive Demo →

⚖️

Legal & Compliance Officer

I need to verify this won't violate UU PDP and OJK requirements.

Technical walkthrough covering on-premise data architecture, audit trail mechanisms, ISO 27001 certification, and how we meet every POJK requirement — bring your legal team.

Request a Compliance Briefing →

🎧

Head of Customer Service

I want to see how this works on my customers' WhatsApp.

Live demo: AI answers questions in Bahasa Indonesia, handles transactions, and escalates to agents with full context — simulated with real scenarios from banks like yours.

Watch a Live Demo →

AI Built for
Indonesian Banks.
Results You Can Measure.

Fraud Detection Engine

KYC in 5 Minutes — Not 3 Days

Three ways AI transforms your bank.

Find & Analyze

Create & Generate

Automate & Execute

Pick your problem. See how we solve it.

3 days to 5 minutes. Customers don't wait — they walk away.

Fraud happens in milliseconds. Generic models aren't fast enough — and don't know your customers.

Your credit analysts spend 80% of their time reading financials — not actually analyzing them.

Your customers wait 20 minutes. Your agents are burning out. Your competitors are already 24/7.

OJK reports shouldn't require a monthly panic. That's a process bug — not an inevitability.

Compliance isn't a feature. It's the architecture.

OJK Compliant

UU PDP — Data Stays Here

PPATK AML Framework

ISO 27001 Certified

Not SaaS. Not a foreign cloud.

Your Infrastructure. Full Control.

Trained on Your Data

Fixed Cost. No Surprises.

NVIDIA H200 — Production Grade

On-Premise AI.
Full Data Control.

AI-Assisted Tellers.
2× Speed.

What do you want to solve today?

Your customer data is too valuable to risk.

AI Built forIndonesian Banks.Results You Can Measure.

Fraud Detection Engine

KYC in 5 Minutes — Not 3 Days

Three ways AI transforms your bank.

Find & Analyze

Create & Generate

Automate & Execute

Pick your problem. See how we solve it.

3 days to 5 minutes. Customers don't wait — they walk away.

Fraud happens in milliseconds. Generic models aren't fast enough — and don't know your customers.

Your credit analysts spend 80% of their time reading financials — not actually analyzing them.

Your customers wait 20 minutes. Your agents are burning out. Your competitors are already 24/7.

OJK reports shouldn't require a monthly panic. That's a process bug — not an inevitability.

Compliance isn't a feature. It's the architecture.

OJK Compliant

UU PDP — Data Stays Here

PPATK AML Framework

ISO 27001 Certified

Not SaaS. Not a foreign cloud.

Your Infrastructure. Full Control.

Trained on Your Data

Fixed Cost. No Surprises.

NVIDIA H200 — Production Grade

On-Premise AI.Full Data Control.

AI-Assisted Tellers. 2× Speed.

What do you want to solve today?

Your customer data is too valuable to risk.

AI Built for
Indonesian Banks.
Results You Can Measure.

On-Premise AI.
Full Data Control.

AI-Assisted Tellers.
2× Speed.